There is a saying in the mortgage industry. They say you don't find the mortgage business, it finds you. Well that was never more true than with me. I began originating mortgage loans when I was 21 years old, fresh out of school, and like most at that age, I didn't quite know what I wanted to do in my career. Twenty years later, I am doing exactly what I want to do.  

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For the first 10 years of my career, I focused solely on originating mortgages, helping thousands of families buy homes or save money by refinancing. I was also lucky enough to work with some wonderful people that helped me build a company from less than ten employees to over fifty. I spent the last 10 years of my career managing a large mortgage operation, responsible for funding over a half billion in mortgage loans annually. 

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As the company grew larger, I missed the connection with my customers, helping them meet their financial goals and helping Realtors transact fast closings. I missed being on the ground where I could help my customers directly.  

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I started Local Mortgage, alongside my brother Derek Chapman and my mother, Peggy Chapman, to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or great service from a local loan officer that typically charges higher rates. Not anymore...

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If you want the best rates, great products and the right blend of technology with a human touch during your mortgage process, you are in the right place. Purchase, refinance, in market or out of town, you will feel at home with Local Mortgage.