Rate Assumptions

All rates quoted above assume the following:

1. Loan Amount of $250,000 up to the applicable product limit

2. 740+ middle credit score

3. For Conforming loan options, at least 5% down payment is required.

4. Mortgage interest rates shown are for single family, owner-occupied primary residences

5. Rates are subject to change daily. Your individual qualifications will determine the interest rate you are eligible for which may be      higher or lower than interest rates shown.

6. Interest rates and/or loan terms, when shown (or quoted via form submissions) on this site are not an approval or offer of credit.

All loans are subject to qualification based on the applicable lending standards of Local Mortgage Inc. and/or private or                            governmental mortgage investors, security issuers or rating agencies, guarantors and mortgage insurers.