Finding the right mortgage product is important. Everyone has a different budget for a down payment and monthly mortgage payments, so it is important that your mortgage is structured to suit your needs. Local Mortgage is committed to making sure you understand your options and ultimately getting the best loan for you!

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​With each of our mortgage products, you will get the best rate we offer. When you check our mortgage rates, you will find that they are extremely competitive. Securing a low mortgage interest rate is the first major step toward a low monthly payment.

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The mortgage payment calculator from Local Mortgage can you understand what your monthly house payment will be. Our mortgage payment calculator tool is designed to empower you with helpful information to make the best decision. To get the most out of our mortgage payment calculator, read the Comprehensive Guide to Our Mortgage Calculators.  

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At Local Mortgage, we charge one low, fixed fee. We do not gouge our customers with a long list of fees. Better yet, our single fee is guaranteed not to change at closing!

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Speaking of closing, our Close with Certainty program can guarantee your closing date. If we miss the closing date in this program, then we will credit you $1000 toward closing costs. With Local Mortgage, stress is taken out of getting a mortgage. 

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Our mortgage process is simple and transparent! We are committed to keeping you informed every step of the way. Feel free to browse the pages below to learn more about some of our different mortgage products.